WHAT RESOURCES DOES THE HOMEOWNDERSHIP CENTER OFFER TO FIRST-TIME HOMEBUYERS?
Grants for First-Time Homebuyers
Bronx NHS successfully works with local municipalities and lenders to attain funding to assist low-to-moderate-income, first-time buyers with their home purchases. Qualifications for assistance vary depending on funding sources. You will learn more details at our workshop, where our counselors will explain current funding opportunities. Funding can be used for down payment, closing costs and/or post-closing repairs to the home.
Section 8 to Home Ownership
Section 8 to Home Ownership provides a wonderful opportunity for families receiving Housing Choice Voucher Program (Section 8) rental assistance to create roots in the community, create pride, and have a safe place for their children. Contact your HCV Specialist to see if you are eligible to apply.
Mortgage Loan Programs
Bronx NHS offers a variety of loan products in partnership with key mortgage lenders. Including but not limited to SONYMA.
Individual Mortgage Readiness Analysis
You are eligible to receive an in-depth mortgage readiness assessment from one of our certified housing counselor. They will review your income, credit, budget and savings, and set you on the path to homeownership. If you are ready, ask if you qualify for grants to assist you.
Homebuyer Dream Program
The Homebuyer Dream Program is offered by local lenders through the Federal Home Loan Bank of New York. Grants up to $15,000 for down payment and closing costs.
Homebuyer Education
Creating knowledgeable homebuyers is our goal. Through our education program, we will walk you through the entire homebuying process. You will also benefit from meeting experienced professionals such as attorneys, lenders, home inspectors, realtors, and others who will share their local market perspectives. For your convenience, Bronx NHS offers both in-person and online education options that best fit your busy schedule.
Programa de revitalización de vecindarios de SONYMA para compradores de vivienda que compran casas en el condado de Ulster y el condado de Orange que necesitan reparaciones.
Estamos conectando a los compradores de viviendas con el Programa de Revitalización de Vecindarios de SONYMA, un paquete de incentivos para ayudar a los compradores de viviendas propietarios-ocupantes a comprar y renovar casas vacías en el Bronx.
Estamos conectando a los compradores de viviendas con el Programa de Revitalización de Vecindarios de SONYMA , un paquete de incentivos para ayudar a los compradores de viviendas propietarios-ocupantes a comprar y renovar casas vacías en el Bronx.
Las características del programa incluyen:
Asistencia en efectivo de hasta $20,000 para renovar una casa que compre
Acceso a financiación para mejoras adicionales en su hipoteca de compra para rehabilitación posterior al cierre
El NRP se puede combinar con otras subvenciones y programas de asistencia, maximizando así su capacidad de hacer que su nuevo hogar sea seguro, protegido y energéticamente eficiente.
Hipotecas SONYMA a 30 años, bajo interés, sin puntos de prestatario, asistencia para el pago inicial gestionada a través de bancos selectos ( M&T Bank , Citi Bank , Wells Fargo , Freedom Mortgage ).
Estamos listos para ayudarlo con la compra de una casa vacante* ubicada en una de las zonas elegibles
Comunidades del Bronx. Para asistencia, llame al 718.881.1180.
*Vacante significa que nadie vive en la dirección. No es necesario que la propiedad esté abandonada para calificar.